Friday, February 5, 2010

Day Ninety-One..Helpless With Health Care


I got a letter from my ever so friendly Health Insurance Company. I thought maybe it was a reimbursement check or a letter stating how bad they feel about my son, Soccer Stud's broken arm or condolences about my hurt knee. No such luck. I don't know why these ever so friendly thoughts would enter into my mind because we have such a HUGE deductible that we never meet and I have never gotten anything resembling human emotions from them before. A girl can dream, can't she? The letter was informing me that their contract with the hospital that does my mammograms is in negotiations and that it probably will not have a relationship with them in the near future. The alternative..go find a new hospital on their website: . Okay, so. they don't have that website...but they should. Do they ever think about making it possible for the hospital to keep their contract with them? Do they ever think about their insurees who need to go to that hospital? I DON'T THINK SO. I go there for my mammograms. This is where I go to see my breast surgeon. I can't afford to pay out of pocket for these very necessary appointments. I don't want to be told that I have to seek medical care elsewhere..well they don't actually say that...but this is how I feel...CORNERED. It's hard enough going to these appointments with the thought that I might have breast cancer again.,...and to have to do this with a new doctor and mammo facility? NERVE RACKING . The technicians, nurses, and my surgeon have known me for years..we have a RELATIONSHIP. Imagine that...having a relationship and because of insurance it will have to end. Not by my choice...but by my not being able to afford the out of network costs of $795.00 for a mammogram and $150.00 for the surgeon's office visit. I am angry. This might blow over. Maybe they will come to an agreement. Maybe I am making a mountain out of a mo hill..but why should I have to feel any of this? I can't get insurance anywhere else because I have a
"pre existing" condition. Who doesn't if you are over the age of 10? The insurance companies have my family by the balls...we are hostages. I thought about writing to my Congressman..but would it really help? Will I be heard? Do they really care?

Why listen to Wolffie? Because I get it. When my son broke his arm and we were making an appointment with the orthopedic surgeon, the lovely woman on the phone asked me in 10 different ways..Do you have insurance? Have you met your deductible? You will have to pay $250.00 at the time of his visit. Okay.Okay. I know the drill. "Can you just ask me how my boy is rather than talk about the insurance stuff. Can we humanize this a bit"? "I am so sorry ma'am..we just have to cover our bases". I was a bit exasperated but I didn't go on. I said what I needed to fulfill my mama bear role. When we saw the doctor, they were all so nice and friendly. Sometimes I forget that the insurance companies are squeezing their balls as much as they squeeze mine.

Moral to the story: We need Health care Reform.

Can you relate?

More will be revealed. Please come back for more.

Signing off until we meet again.

In Love and Peace,


1 comment:

  1. It breaks my heart that you the loveliest of people are dealing w/ this crap! Move to NY we have a law about pre-existing conditions or to Mass. !